Our Products

Term Business Loans

A term loan is a business loan that can be used for a wide range of business purposes. Typically term loans offers a maturity date and fixed daily/weekly/monthly payment amounts.

Available Amount Range: $2500 – $1 million Terms available: 3 months - 5 Years Payment Frequency: Daily/Weekly/Monthly

Merchant Cash Advance

A cash advance is a solid option for business owners in need of fast access to capital. A MCA will provide funds to businesses in exchange for a percentage of the businesses daily credit card income.
We will evaluate the business’ aging reports on your credit card revenue. Then percentage of sales is collected by the credit card processor until the initial amount plus interest is repaid in full. Advantages to a MCA vs. traditional business loans:

  1. You don’t need a stellar credit history to qualify.
  2. Your business remits less on slow days and more on busy days to keep cash-flows smooth.
  3. You don’t have to worry about fixed monthly payments during tough times. This enables your business to be more flexible financially.
  4. Getting a Merchant Cash Advance is faster and easier than obtaining a traditional bank loan or SBA, making your needed capital more accessible when you need it quickly, and the repayment method allows for some flexibility over time and payments are automatic.

Available Amount range: $5,000 – $1 Million
Terms available: 3 Months – 36 Months
Payment Frequency: Variable

Business Line of Credit

Also referred to as a LOC. The business line of credit gives you capital to meet a variety of business needs. It’s a financial cushion for a fixed amount that you can exercise anytime. It’s also an excellent way to build your credit score.

Available Amount Range: $5,000 – $100,000 Terms Available: Up to 2 Years Payment Frequency: Monthly